March is fraud prevention month. Fraud can affect anyone, in any given situation. This includes the automotive and insurance industries. This may sound silly, but one of my biggest fears to be a victim of auto insurance fraud. Auto insurance fraud is a lot more common than many people realize.

Auto insurance fraud ranges from padding legitimate insurance claims to include pre-existing damage to your vehicle, to staged collisions for the purpose of collecting benefits from insurance providers. Auto insurance fraud is a serious issue that puts every driver on the road at risk and deeply impacts the finances of Ontario families.

Recognizing the signs of staged collisions can help drivers protect themselves from insurance crime. Common signs may include the:
· Eye witness suddenly appears at the scene of a collision and immediately assigns blame
· Other driver or their passengers are overly assertive about which driver was at fault
· Driver or their passengers seem fine until authorities arrive and then begin to complain of pain or injuries
· Tow truck suddenly appears at the scene of the collision with a specific recommendation for a lawyer or medical/rehabilitation clinic

If you are involved in a car collision, you can protect yourself from insurance fraud by taking these steps: · Stay calm. It’s easier said then done, but crucial.
· Check for injuries. Your life and general well-being is more important than your damaged vehicle. Your car can be replaced. You’re irreplaceable.
· If the accident is minor and there are no serious injuries, move cars to a safe place, rather than risk being in moving traffic
· Turn on hazard lights. If warranted, and possible, use cones, warning triangles, or flares for safety
· Write down the names, addresses, insurance information and licence numbers of persons involved in the accident. Include a description of the other vehicles. Note specific damages to all vehicles involved
· Jot down names and addresses of anyone who may have witnessed the accident. This can prevent disagreement concerning how the accident actually happened
· Notify your insurance agent or broker about the accident immediately
· Be polite; do not accuse the other drivers of being at fault at this time. Most people are shaken up immediately after an accident, and it is wise to state only the facts. Limit your discussion of the collision to the insurance agent and the police
· If you have a camera handy, and it is safe to do so, it can be helpful to photograph the accident scene
· Finally, remember that while getting the facts is very important, investigating the accident should be left to the police officers and the insurance companies

If you are ever involved in a collision and suspect auto insurance fraud, call 1-877-IBC-TIPS and report the details.

Protect yourself on the roadway, and enter to win this fabulous road safety kit from State Farm, as well as additional assets and videos on how to protect your family from auto insurance fraud.

a Rafflecopter giveaway

55 Comments on Stop Auto Fraud with State Farm! {G!veaway}

  1. Annie1
    March 18, 2013 at 12:25 am (5 years ago)

    Honestly, no I wasn’t aware!

    RAFFLECOPTER NAME is Anne Taylor

    Reply
  2. Glogirl
    March 18, 2013 at 1:18 am (5 years ago)

    No, I wasn’t aware until I read your blog post.

    Reply
  3. Angie B
    March 18, 2013 at 3:32 am (5 years ago)

    I had never heard of it. I was rear-ended last week so this is great timing to read this. I know that was a legitimate accident due to ice but still.

    Reply
  4. Dianne
    March 18, 2013 at 5:30 am (5 years ago)

    I have heard of it before. It is not surprising as it seems there is fraud everywhere these days.

    Reply
  5. Vesper Meikle
    March 18, 2013 at 1:00 pm (5 years ago)

    This comment has been removed by the author.

    Reply
  6. Vesper Meikle
    March 18, 2013 at 1:02 pm (5 years ago)

    When I lived in Britain I had heard of pre-arranged collisions with innocent drivers

    Reply
  7. Victoria Ess
    March 18, 2013 at 2:02 pm (5 years ago)

    Yes. Unfortunately I dealt with this first hand, and also when somebody rear-ended my mother.

    Reply
  8. flowerchild
    March 18, 2013 at 4:37 pm (5 years ago)

    No I was not aware.. But does not surprise me, there is so much fraud out there

    Reply
  9. Dreena
    March 18, 2013 at 9:49 pm (5 years ago)

    No, I was not aware of this. Thanks for your post about it and the giveaway.

    Reply
  10. stacey dempsey
    March 18, 2013 at 9:55 pm (5 years ago)

    no actually I was not aware of this either

    Reply
  11. ksceviour
    March 18, 2013 at 10:54 pm (5 years ago)

    no,I was not aware of it.

    (Karla Sceviour on rafflecopter)

    Reply
  12. Tammy D
    March 18, 2013 at 11:02 pm (5 years ago)

    I was not aware of it no, but that don’t surprise me at all!

    (Tammy Dalley on rafflecopter)

    Reply
  13. Olivia L
    March 18, 2013 at 11:44 pm (5 years ago)

    Yes, I’ve heard of people pretending to be hurt after an accident. (I think there was a Brady Bunch episode about that!)

    Reply
  14. Doris Calvert
    March 19, 2013 at 12:58 am (5 years ago)

    No I wasn’t, what next, people are so shady, yikes!

    Reply
  15. J
    March 19, 2013 at 1:00 am (5 years ago)

    Oh yes — in the news. So unnerving.

    Reply
  16. jed
    March 19, 2013 at 1:22 am (5 years ago)

    YEP, I read about one in the states where a woman died because of it

    Reply
  17. MrDisco
    March 19, 2013 at 1:56 am (5 years ago)

    yes, i was.

    Reply
  18. Lee Pearson
    March 19, 2013 at 2:26 am (5 years ago)

    I had no clue about auto insurance fraud. It really amazes me what will do. I just don’t get this mindset and, honestly, it makes me mad because maybe this is a contributing factor as to why my insurance is so high. We’ve never been in one accident, yet our rates are high…just don’t understand these shady people who like to scam when all the rest of us follow the rules and work for what we have…ok I ranted a little…sorry.

    Reply
  19. Erika E
    March 20, 2013 at 12:52 am (5 years ago)

    No, I wasn’t aware of this.

    Reply
  20. Rebby
    March 20, 2013 at 4:16 am (5 years ago)

    Yes I have heard of Auto Insurance fraud!

    Reply
  21. Areta
    March 22, 2013 at 2:43 am (5 years ago)

    No I wasn’t and thanks for bringing awareness!

    Reply
  22. Debbie Spence
    March 22, 2013 at 3:57 am (5 years ago)

    I’ve never heard of this before. Some people will do anything for money.

    Reply
  23. Beanscoupons
    March 22, 2013 at 4:09 am (5 years ago)

    I had no idea! *(Sabrina Tong on Rafflecopter)

    Reply
  24. Andrea L
    March 22, 2013 at 4:09 am (5 years ago)

    No, but I’m not really surprised. I’ve unfortunately encountered someone who’s middle name could be ‘fraud’, and I just don’t get how people can be like that…

    Reply
  25. lisa R
    March 22, 2013 at 9:56 am (5 years ago)

    yes.

    Reply
  26. suzie
    March 22, 2013 at 2:45 pm (5 years ago)

    yes very much so

    Reply
  27. Lindsay Cyr
    March 22, 2013 at 5:41 pm (4 years ago)

    I had heard of it happening down in the States in certain “big” cities, however it never even occurred to me that it could happen closer to home.

    Reply
  28. Tanis S
    March 22, 2013 at 10:38 pm (4 years ago)

    I had no idea!

    Reply
  29. Andrea Amy
    March 23, 2013 at 5:28 am (4 years ago)

    Yes, I am aware. Happened to my husband a couple years ago actually, but he was smart enough to take it to the insurance company.

    Reply
  30. Tina L.
    March 23, 2013 at 7:40 pm (4 years ago)

    Yes, I heard about from the tv

    Reply
  31. eleanor
    March 24, 2013 at 12:41 am (4 years ago)

    No, first time I have of this.

    Reply
  32. toolie
    March 24, 2013 at 9:13 pm (4 years ago)

    i did not hear about it before.
    (stacey h)

    Reply
  33. Anu Chopra
    March 25, 2013 at 1:23 pm (4 years ago)

    No I was not aware but thanks for the warning signs of insurance fraud.

    Reply
  34. Jeannie Lam
    March 25, 2013 at 6:01 pm (4 years ago)

    I was not aware of it, but I am now!

    Reply
  35. SG
    March 25, 2013 at 11:26 pm (4 years ago)

    No – it was useful reading!

    Reply
  36. Dayna W
    March 26, 2013 at 12:19 am (4 years ago)

    Yes! I actually had a former landlord who was charged with it. He was charged after we’d moved out, but we were around when the incident happened, so we actually got subpoena’d to testify at his hearing! He ended up pleading guilty. Sketchy guy, for sure.

    Reply
  37. Yan Deng
    March 26, 2013 at 3:07 am (4 years ago)

    nope, never been

    Reply
  38. Cathy Canton
    March 27, 2013 at 4:12 am (4 years ago)

    Not to this degree and didn’t realize this common

    Reply
  39. Andrew Pham (apham17)
    March 28, 2013 at 5:17 pm (4 years ago)

    Yes I have, hope it never happens to me. Makes me want to invest into a dashcam

    Reply
  40. Sue2Sueper
    March 29, 2013 at 10:30 am (4 years ago)

    I was aware, yet didn’t know it went to that extent. 🙂

    SueSueper Sue

    Reply
  41. Michelle B
    March 29, 2013 at 11:01 am (4 years ago)

    No I wasn’t aware of auto insurance fraud.

    Reply
  42. Mary Ireland
    March 31, 2013 at 1:42 am (4 years ago)

    Yes. Auto Insurance Fraud can be as simple as someone overstating the value of items lost in a auto theft.

    Reply
  43. Amber
    March 31, 2013 at 3:37 pm (4 years ago)

    I was not aware, but it’s not totally surprising either.

    Reply
  44. Belinda M
    March 31, 2013 at 5:26 pm (4 years ago)

    I was not aware

    Reply
  45. Jo
    March 31, 2013 at 10:24 pm (4 years ago)

    Not until now!

    Reply
  46. Lori Butler
    April 3, 2013 at 2:19 am (4 years ago)

    no not until now, wow

    Reply
  47. Christy Martin
    April 3, 2013 at 1:04 pm (4 years ago)

    I was not aware of auto insurance fraud. Scary!

    Reply
  48. Wanda Bergman
    April 5, 2013 at 12:45 am (4 years ago)

    Was not aware …. until now.

    Reply
  49. Kristi R.
    April 5, 2013 at 12:42 pm (4 years ago)

    No, I was not aware.

    Reply
  50. Angela M
    April 5, 2013 at 7:39 pm (4 years ago)

    I was aware some types of insurance fraud but not the kind mentioned in this article.

    Reply
  51. jed
    April 6, 2013 at 7:58 pm (4 years ago)

    congrats to the winner

    Reply

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